View source for Rb. Amsterdam - C/13/722086 / KG ZA 22-759 AB/MB

=== Facts ===
The data subject was registered at 'Bureau Krediet Registratie' (BKR, an agency for debt registration) by a bank (controller). The registration meant the data subject had a high risk profile. This registration would make it harder for the data subject to receive loans. According to this registration, the end date of the data subject's debt was 22 September 2020. The data subject stated various reasons for the fact that she had been in debt during this time, such as a failed relationship and issues at work.

The data subject purchased a house on 19 July 2022. She stated that she needed financing quickly, and demanded that the controller would delete the credit registration at the BKR. She stated that she had regained her financial stability since 2020 and would move to a better house, which was the reason why she needed the mortgage. 

The controller declined to delete the registration. It stated that it didn't decide in the data subject's favour after conducting a balancing exercise.